Compare, compare, compare!
In recent years, systems have been developed that can monitor and track a person’s driving, without changing the driver’s experience. These systems collect data throughout the year, and eventually, will give you much lower premiums if you drive well. In fact, simply having a black box in your car will make your insurance cheaper. This is one of the best options for cheap car insurance for first time drivers. It monitors where you go at what times, but the information is never checked by a human unless they have to. They can tell if your car has been involved in a crash. And, based on it’s severity, call the emergency services for you. All in all, this isn’t just a good way to lower your insurance quotes, but also a good way to be a safe driver.
Hop on someone else’s insurance
If you live with someone else who’s an experienced driver, most places will allow you to use their insurance. They insure your car, in their name. You’re added as a named driver, which means that you are allowed to use the car under their insurance. The quote is based on their driving history, instead of yours. So, the price will be cheaper. In some places, the legality of this action can be a questionable. Sometimes, the main driver will have to drive the car for at least half of the time it’s on the road. So, it’s up to you to decide whether or not this is for you.
Hopefully, this will give you a good idea of how to get the best value insurance possible. It’s best to avoid cheap options that only cover other people’s cars. These policies can leave you in a tight spot if your car is taken off the road.
** This is a collaborative post